Renter’s Insurance 101: What You Need to Know

What does renters insurance usually cover?

Renters insurance is designed to protect tenants from the unexpected. Typically, a renters insurance policy will cover the following:

    • Personal property: This includes your belongings, such as furniture, electronics, and clothing, in the event they are damaged or stolen.

    • Liability protection: This coverage protects you if you are responsible for damaging someone else’s property or causing bodily harm to another person.

    • Additional living expenses: If your rented home becomes uninhabitable due to a covered
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Ways to Improve Your Chances of Getting Approved for a Rental Property

What do Landlords Look For In Rental Applications?

When reviewing rental applications, landlords typically look for several key factors to determine if an applicant would be a good tenant. These may include:

    1. Good Credit: Landlords will typically check an applicant’s credit score and history to assess their financial responsibility and determine if they have a history of paying their bills on time.

    1. Income and Employment History: Landlords want to make sure that tenants have a stable source of income to
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Should You Rent a Furnished Apartment

What is included in a furnished apartment?

What furniture or other household items are included with a furnished apartment will vary from one apartment to another. Typically, major furniture pieces like beds, dressers, a couch, TV, microwave are included. Smaller items that are considered by most to be essential would usually be included also. This would include items like dinnerwear, cookware, curtains or blinds, and linens would also be included.

Every apartment does vary though, so be sure to ask … Read the rest

What Appliances Do Apartments Comes With

When you’re renting an apartment, it’s important to know what appliances come with it. However, what’s included can vary depending on where you live. Nobody wants to move in and realize they’re missing a key appliance like a refrigerator or stove. Here’s what you can generally expect to find in a rental apartment, but keep in mind that regional differences can exist.

Essential Apartment Appliances

Refrigerator: In most regions, you can count on having a refrigerator in your rental apartment. … Read the rest

Water Bill Questions & Answers For Tenants

Are tenants responsible for the water bill for their apartment or rental?

Whether the tenant or the landlord is responsible for the water bill depends on the lease agreement for the apartment. When a tenant signs a lease, it should specify which utilities the tenant is responsible for and which (if any) are included in the rent or paid for by the landlord.

I personally have always had water included in my rent. In fact, it’s the only utility that … Read the rest

Apartment Rental Carpet Replacement

Can Tenants Expect New Carpet When Moving In?

Some landlords will replace carpet in their rental units between all tenants. In my personal renting experience, carpet was replaced between tenants when I lived in apartment complexes. The owners would buy thin, affordable carpet in bulk to use in all of the units.

When I have rented duplexes or houses, the carpet was only replaced if it really needed to be. Based on this personal experience, I suspect it may be … Read the rest

Pug Bawling

Prior to getting my pugs Frank and Beans, I had no idea how dramatic pugs could be! I had spent plenty of time around other dogs, but never pugs. I always thought dogs basically could do a couple types of barks and whines and that was about it, noise-wise. It was surprising and funny to me to find out that pugs make all sorts of noises beyond just barking.

I love how expressive pugs are, I think it allows them … Read the rest

Can Pugs Be Left Home Alone All Day?

Pugs are typically clingy “velcro dogs” and they often struggle with separation anxiety. If you’re considering getting a pug you may find yourself wondering how long is reasonable to leave them home alone. Especially if your entire household works outside of the home.

Can Pugs Be Left Home Alone All Day?

Adult pugs should be physically fine if left home alone all day. Emotionally, it’s likely to be tough on them. Pugs were bred to be lapdogs, and prefer to Read the rest

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